Life Insurance in and around Rochester
Coverage for your loved ones' sake
Now is the right time to think about life insurance

Would you like to create a personalized life quote?

It's Never Too Soon For Life Insurance
People decide to get life insurance for individual reasons, but the purpose is always the same: to ensure the financial future for the people you're closest to after you die.
Coverage for your loved ones' sake
Now is the right time to think about life insurance

Agent Theresa Kernan, At Your Service
When it comes to opting for what type of policy is appropriate, State Farm can help. Agent Theresa Kernan can assist you as you take a look at all the factors that go into the type and amount of insurance you need. These components may include the age you are now, your health status, and sometimes even gender. By being aware of these elements, your agent can help make sure that you get an appropriate policy for you and your loved ones based on your unique situation and needs.
Looking for a life insurance option that even those who thought they couldn't qualify could benefit from? Check out State Farm's Guaranteed Issue Final Expense. It can be helpful to cover final expenses, such as medical bills or funeral costs, without overwhelming your loved ones. Contact your local State Farm agent Theresa Kernan for help with all your life insurance needs.
Have More Questions About Life Insurance?
Call Theresa at (585) 889-3215 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
What to consider when choosing a beneficiary for life insurance or other financial accounts
What to consider when choosing a beneficiary for life insurance or other financial accounts
Learn what factors to consider when choosing a life insurance beneficiary or a beneficiary for other financial accounts.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Theresa Kernan
State Farm® Insurance Agent
Simple Insights®
What to consider when choosing a beneficiary for life insurance or other financial accounts
What to consider when choosing a beneficiary for life insurance or other financial accounts
Learn what factors to consider when choosing a life insurance beneficiary or a beneficiary for other financial accounts.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.